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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Yesenia is the best! Easy to work with and very helpful. Perla Kennedy
Yesenia is the best. She worked very hard in helping me get my home. She is very patient and hard working. Jazz Lee
I would like to thank and highly recommend, Yesenia Jimenez-Villa, my Loan Officer for the refinance of my house. She is VERY professional, dedicated, knowledgeable, and looked out for the best rates for my loan. She closed my loan quickly - I trust she would do the same for you... Maria Quintana "Licha"
Yesenia went above and beyond to help me purchase my home. I would not have been able to do it without her and I appreciate it so much! She was absolutely amazing! Susana Marriott Home Owner
Yesenia was one of the key figures in our first home buying experience! She was always available to answer questions and quickly find answers. Yesenia was very diligent with the the necessary forms and paperwork and made you feel like your needs and concerns were important to her. She ... READ MORE CJ Leffler Teacher & Coach
She is an excellent person Thanks to her knowledge we own our house! Óscar A Porter

Let's accomplish more together.

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